Terms & Conditions

These Terms govern your use of the Bridging Finance website and our finance-arrangement service. By using the site or submitting an enquiry you accept these Terms.

Our role

We are a finance arranger and introducer. We are not a lender and we do not provide financial, legal, tax or investment advice. We introduce property investors, developers, landlords and businesses to lenders and funding partners, and help structure and place short-term property finance. Any finance is provided by, and on the terms of, the relevant lender.

No offer of finance

Information on this website, including indicative rates, loan-to-value figures, loan-to-cost figures, terms and example structures, is illustrative only. It varies by lender, borrower, security and case, and does not constitute an offer of finance or a commitment to lend.

Regulatory status

Bridging and development finance arranged for property investors, developers and for business and experienced borrowers, secured on investment or commercial property, is unregulated lending and falls outside the Financial Conduct Authority's regulated mortgage perimeter. Where a transaction would require FCA authorisation, including a regulated bridging loan secured on a borrower's own home or a close family member's home, we refer it to an authorised firm.

Bridging Finance is a trading name of Lenzie Consulting Ltd, registered in England and Wales under company number 08174104, registered office Lynch Farm, Kensworth, Dunstable, LU6 3QZ. Bridging and development finance arranged for property investors, developers and for business and experienced borrowers, secured on investment or commercial property, is unregulated lending and falls outside the Financial Conduct Authority's regulated mortgage perimeter. We are a finance arranger and introducer, not a lender, and we do not provide financial, legal or tax advice. Indicative terms, rates and loan-to-value figures are illustrative, vary by lender, borrower and security, and are not an offer of finance. Where a transaction would require FCA authorisation, including a regulated bridging loan secured on a borrower's own home, we refer it to a regulated firm. Your property may be repossessed if you do not keep up repayments or repay the loan in full at the end of the term.

Accuracy of information

Market data shown on location pages is drawn from public sources and is provided for general context. It may not be current or complete and should not be relied on as the sole basis for any decision.

Liability

To the extent permitted by law, we are not liable for any loss arising from reliance on the website or from any finance arranged. Nothing in these Terms excludes liability that cannot lawfully be excluded.

Governing law

These Terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction.

Contact

Questions about these Terms can be sent to enquiries@bridgefinancing.co.uk.